Day 43: The Dreaded Credit

Ugh. So I was dumb and dug myself into a hole of credit card debt when I was unemployed. Basically I put everything which wasn’t rent on a credit card. Which is dumb! But also, what else am I supposed to do when I don’t know where my next paycheck is coming from.

Thankfully, I found a full-time job which I mostly like and offers me sweet health benefits and a steady paycheck! That means it’s time to start digging myself out of the trouble I got myself into. And I’ve been steadily working on it. I’m almost done paying off my lowest balance credit card and should be done by the end of the month. (Yay!)

It’s been hard, but I’m so excited to get to 0. I keep an excel chart (of course) of how much I pay off each month and if I hit it then I get to mark it green and if I don’t then I mark it red. It’s a little bit like crossing of a to-do list, which gives me the little bit of reward I need to be happy. šŸ™‚

Then it’s on to the next one! Hopefully I’ll be able to pay off more of it if I get an increase and a promotion, but I’m not counting on it. It’ll be so exciting to be free of debt. Yay for financial freedom!

Until tomorrow.


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